Top 10 Pet Insurance Options From Lowest to Highest Cost

Pet insurance options banner featuring a golden retriever and tabby cat, with messages about affordable coverage, peace of mind, comparing top plans, and getting a quote.


Finding affordable pet insurance can help protect your dog or cat from unexpected veterinary expenses. Pet insurance rates can vary depending on your pet's age, breed, location, deductible, reimbursement level, and coverage.

Below are the top 10 pet insurance companies featured on the Swiftest comparison page, arranged from lower average cost (1) to higher average cost. (10)

1. Lemonade Pet Insurance

Lemonade offers customizable pet insurance options for dogs and cats, with different coverage choices and reimbursement options.

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2. Odie Pet Insurance

Odie offers several pet insurance options, including accident and illness coverage and accident only plans.

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3. AKC Pet Insurance

AKC Pet Insurance offers coverage options for dogs and cats, with different plans available for pet owners to compare.

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4. Figo Pet Insurance

Figo provides pet insurance options with different coverage levels and reimbursement choices for eligible veterinary expenses.

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5. Pumpkin Pet Insurance

Pumpkin offers pet insurance for dogs and cats, including coverage options for unexpected accidents and illnesses.

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6. Liberty Mutual Pet Insurance

Liberty Mutual provides pet insurance options that allow pet owners to compare different coverage levels and potential savings.

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7. Fetch Pet Insurance

Fetch offers pet insurance for dogs and cats, with coverage designed to help with eligible veterinary expenses from accidents and illnesses.

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8. Embrace Pet Insurance

Embrace offers pet insurance options for dogs and cats with different coverage choices, reimbursement levels, and deductibles.

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9. ASPCA Pet Insurance

ASPCA Pet Insurance offers options for dogs and cats, including accident and illness coverage and accident only plans.

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10. Trupanion Pet Insurance

Trupanion provides pet insurance designed to help with eligible veterinary expenses related to unexpected illnesses and injuries.

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How to Find Affordable Pet Insurance

• Compare monthly pet insurance rates from several companies.

• Check the deductible before choosing a plan.

• Compare reimbursement percentages and annual coverage limits.

• Look at accident and illness coverage carefully.

• Check exclusions and waiting periods.

• Consider your pet's age and breed when comparing quotes.

• Choose coverage that fits both your pet's needs and your budget.

Compare Pet Insurance Rates

Pet insurance prices can vary considerably from one pet to another. Comparing pet insurance companies, monthly premiums, deductibles, reimbursement levels, coverage limits, and exclusions can help you find an affordable option that fits your needs.

See top 10 Chewy tips including Chewy My Account

Whether you are looking for affordable pet insurance, cheap pet insurance, pet insurance for dogs, pet insurance for cats, or the best pet insurance rates, comparing multiple options can help you understand the coverage available before choosing a plan.



This post includes affiliate links where applicable. This is an independent support guide and is not sponsored or endorsed by Chewy, and it is not Chewy’s official website.

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